Press Release

AAF Releases Primer on Operational Risk Capital for Health Insurers

The American Action Forum (@AAF) released a primer on the operational risk capital for health insurers in light of this week’s National Association for Insurance Commissioners (NAIC) meeting.

AAF explains:

  • Analysts estimate that removing backward-looking operational risk capital requirements would free up over $200 billion in capital at just the four largest U.S. banks – a number that could stretch far higher across the entire banking sector.
  • If regulators implement a 3-percent operational risk capital surcharge for health insurers, it could result in over $3.8 billion in capital forced to be set aside, with the implication of increased premiums, decreased choice, and less competition for consumers.

Click here to read the full primer.