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An Overview of Plan Designs in the Health Insurance Marketplace

The metallic designations for health insurance plans offered in the Health Insurance Marketplace are frequently described by actuarial values—the portion of total medical spending that the insurance company expects to cover. The chart below displays how several important plan design characteristics vary across the five categories of offered plans: Catastrophic, Bronze, Silver, Gold, and Platinum.

Data Source: Health Plan Information for Individuals and Families, https://www.healthcare.gov/health-plan-information/

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