April 10, 2018
ICYMI: A Closer Look at the Final 2018 Open Enrollment Report
AAF’s Jonathan Keisling dives into the 2018 enrollment data for the Affordable Care Act exchanges and finds some indications that the exchanges are struggling. Sharply higher premiums for benchmark Silver-level plans have had cascading consequences for the entire system.
Premiums have increased by over 60 percent over the last two years, the risk pool is getting older (29 percent of enrollees are now 55 or older), and competition among insurers is decreasing. Nevertheless, as long as the subsidy structure remains in place, people who are eligible will continue to have the means to purchase insurance through the individual marketplace.
Click here to read the analysis.